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End use of the ICICI Bank Personal Loan can be House renovation, Holidays, Purchase of consumer durables, Education, Marriage, Short Term loan for equipment purchase, Short Term Working Capital, Any other personal emergency. The application and approval process is fast and simple. The application usually takes just a few minutes, and the only requirements are usually that the applicant be of legal age and have a job. If funds are to be direct deposited, there must a bank account for it to go to, and having an account from which the lender can draft payment could make for better terms. Once application is made, approval can take anywhere from a few minutes to 48 hours, but rarely more than 48 hours. After approval, money can be in had in just a few hours. Sometimes it takes up to 48 hours, depending on the lenders specific processes, but again rarely longer. Home Improvements
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