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When you agree to the conditions and terms on a specific loan offer, you basically are agreeing to pay back the finance charge and the loan principal within the amount of time you find specified in your lender’s loan documents. Extra charges could apply if it turns out that you are not able to pay back your loan in full, or if you make a payment after the scheduled due date. Same Day Payday Loan does not have the ability to predict what charges or fees you will be assessed in the event of late payment, partial payment or nonpayment. Also, we do not have any control over knowledge of the specific loan details between you and the lender with whom you are working. 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