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A payday loan agreement is the same as any other legally binding loan document. You agree to repay the loan in full (including any interest and fees) by the agreed upon date (normally your next payday). When this date arrives, you may have several options: Advertisement It is very important for the applicant to carefully look over the terms and conditions of the loan contract and repayment terms. Online payday loans usually have high interest rates so it is important to be aware of this fact. Most lenders have a repayment term of two months, though this can vary from company to company. Usually you will be required to give your bank account information, and money will be automatically withdrawn from your account on the specified dates. This will include the base amount of money borrowed as well as any accrued interest.
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