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Ready for a loan? Then Apply Now! direct lenders fast payday loans The fund has returned 0.03% over the past year, 0.07% over the past three years, 0.33% over the past five years, and 1.37% over the past decade. Last but not least, we’ll have advice for you on how to start saving from our experts. Although short-term loans are used every day, QuickQuid’s personal loans are intended to be the stepping stone from one paycheque to the next, to help get you through an urgent financial challenge. A short-term loan should be used responsibly, and QuickQuid’s mission is to help our customers reach a point where they can begin to save money in order to be prepared for future financial challenges. One way to do that is by adjusting your energy usage in your home or flat. Just turning down the temperature of your furnace and water heater a few degrees can have a huge impact on your monthly gas bill. You can also get a programmable thermostat to make sure your home is being heated or cooled only when you’re there. Or lower the amount of water you use each month by investing in a low-flow showerhead.

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