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Hello again; *I did a loan with Everest for $500.00 plus their fee of $75.00 total $575.00 instant approval personal loan With us at Long Term Payday Loans it is easy to get cash help before payday. By applying for long term payday loans you can get enough cash assistance for any unforeseen expenditure ahead of payday. Faxing of documents, pledging of collateral and credit checks can be avoided when applying for these loans. Lender Notes: This is a loan application for $10,000 in New York (Lindenhurst to be more precise) and its actually for a small business that hangs wall paper. Buckley lives in NY State and he operates his business there. He requires a cash infusion to purchase various supplies, and to hire a couple of employees to get a bigger job than normal done. As you can see above, this applicant wants the lowest interest deal he can find in the area. For most small business owners, the best option for small seed money loans like this, is to have a HELOC set up use to keep day to day operations running smoothly, but in this case the applicant does have a line of credit, or any equity to use to even get a HELOC.