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Partnering with a private lender can be achieved directly, or with the help of your school&rsquo;s financial aid office. You are free to apply individually, but with a cosigner attached to your loan, your chances for approval is higher, and interest rates may be lower. quick loan application Bad Credit Installment Loans Direct Lenders A: Yes you can definitely get emergency student loans that do not require a cosigner. Emergency student loans are meant for those who have met an unforeseen emergency which they could not have predicted. So you do not need to have a cosigner on your side in order to get funds through these loans.
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