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Q: Can you tell me about student loans for bad credit with no cosigner? Remember, however, that just because you fall into one of the above situations it doesnt mean that you should always take out a payday loan. Only take out the loan if you can pay it back with your next paycheck – nothing is worse then needing a new payday loan to pay off the old one, or even paying off the old payday loan to only then need to take out another a few days later. If you have any questions at all about whether a payday loan is right for you, contact us and we will be more than happy to help. My credit was horrible so I knew I could not go to the bank and get a loan. I asked a good friend if he had any recommendations. He told me to look at getting an online payday loan . He said he was able to get one with his less than perfect credit and that it really helped him out. Lavish life has turn into a necessity. No-one features to simply accept this truth although a decision. 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